4-Way Layered Dip (Printable)

Show-stopping multi-layered dip with creamy, zesty, and crunchy elements—perfect for parties and gatherings.

# What You Need:

→ Base Layer

01 - 1 can (16 oz) refried beans
02 - 1/2 teaspoon ground cumin
03 - 1/2 teaspoon chili powder

→ Creamy Layer

04 - 1 cup sour cream
05 - 1 cup cream cheese, softened
06 - 1 tablespoon fresh lime juice
07 - 1/4 teaspoon salt

→ Salsa Layer

08 - 1 cup chunky salsa, drained
09 - 1 medium tomato, diced
10 - 1/4 cup red onion, finely chopped
11 - 1/4 cup fresh cilantro, chopped

→ Topping Layer

12 - 1 cup shredded cheddar cheese
13 - 1/2 cup sliced black olives
14 - 1/2 cup diced green bell pepper
15 - 1/2 cup sliced green onions

# How To Make It:

01 - In a medium bowl, combine refried beans with ground cumin and chili powder. Spread evenly into the bottom of a 9-inch serving dish.
02 - In another bowl, blend together sour cream, softened cream cheese, lime juice, and salt until smooth and well combined. Carefully spread this mixture over the bean layer.
03 - In a separate bowl, combine drained salsa, diced tomato, chopped red onion, and fresh cilantro. Spoon this mixture evenly over the creamy layer, ensuring excess liquid is removed.
04 - Sprinkle shredded cheddar cheese over the salsa layer, then evenly distribute black olives, green bell pepper, and green onions across the surface.
05 - Refrigerate for at least 30 minutes to allow flavors to meld and layers to set. Serve with tortilla chips or fresh vegetable sticks.

# Expert Suggestions:

01 -
  • Every scoop gets you creamy, tangy, crunchy, and zesty all in one bite.
  • It looks impressive on the table but takes less than half an hour to put together.
  • You can prep it ahead and let it chill while you handle everything else.
02 -
  • Drain the salsa thoroughly or the dip will turn watery and the layers will blend into mush.
  • Soften the cream cheese at room temperature for at least an hour so it blends smoothly without clumps.
  • Use a clear glass dish if you have one so everyone can see the beautiful layers from the side.
03 -
  • Press the salsa gently with paper towels before adding it to remove excess liquid and keep the layers clean.
  • Let the cream cheese sit out for at least an hour so it blends into the sour cream without lumps or streaks.
  • Chill the finished dip for 30 minutes minimum so the flavors settle and the layers hold their shape when scooped.
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